Interest rates, fees and charges.
|$0 - $4,999||0.01%|
|$5,000 - $49,999||0.50%|
|$50,000 - $99,999||1.00%|
|Monthly Account Keeping Fee||Free|
|Osko/PAY ID Fee||Free|
|Branch over the counter cash or cheque deposits||Free|
|Branch over the counter cash withdrawals||Free|
|Personal cheque withdrawals*||Free|
|Transactions performed via Internet, Mobile or Telephone Banking||Free|
|Declined ATM, EFTPOS or Visa debit transactions~ – one free per relationship per month then:||$0.40|
|Visa debit card or rediCARD overseas ATM withdrawals||$4.50|
|International Transaction Fee²||3.0% of the value of the transaction|
|TEXT ME! Fee³||$0.26|
^Withdrawals and enquiries at Australian and overseas ATMs may incur an ATM operator fee charged by the ATM operator.
View our Fees and Charges Guide for the full details of other transaction and service fees that may apply.
Interest rates are current as at 21 November 2023.
Interest is calculated daily on the whole balance and paid monthly.
*A fee is applicable for the printing and distribution of cheque books, please refer to the Fees and Charges Guide for more information.
`A declined transaction occurs in the following circumstances:
- Insufficient funds in the account
- Incorrect Personal Identification Number (PIN) entered; or
- number of PIN tries exceeded.
1 Excludes overseas ATM withdrawals and Bank@Post withdrawals and deposits. Withdrawals and enquiries at Australian ATM’s may incur an ATM operator fee charged by the ATM operator.
2 Excluding special offers and negotiated term deposit interest rates.
3 TEXT ME! Fees are not inclusive of 2nd-factor secure SMS authentication messages.
4This fee is payable when you use your Visa Credit Card, Visa Debit Card, Visa Prepaid Card or rediCARD to make a transaction:
- In a foreign currency when using your card either online or at a merchant point of sale (irrespective of where the transaction occurs); and/or
- In Australian dollars, when either the merchant or its financial institution/payment processor is located or registered overseas, including transactions that involve dynamic currency conversion where a transaction denominated in a foreign currency is converted to local currency.
(This fee will be collected by Cuscal, with 1.0% payable to us, 1.0% is retained by Cuscal and 1.0% is paid to Visa International). Some overseas Merchants may allow you to pay in Australian dollars, for example, when you make a purchase online or over the phone. This is still considered an international transaction as the transaction is processed overseas and will attract any International Transaction Fee.
Terms, conditions, fees and charges apply. For full details please review our Financial Services Guide, Product Guide and Fees and Charges Guide available on our website at www.beyondbank.com.au/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch.
This information has been provided without taking into account any of your objectives, financial situation or needs. Before acquiring any products you should read the relevant guides to decide if a product is right for you.
All products and services are provided by Beyond Bank Australia Ltd, 100 Waymouth Street, Adelaide, SA 5000, ABN 15 087 651 143 AFSL/ Australian Credit Licence 237 856. © 2020