Home Loan interest rates.

New Home Loan Interest Rates³.

Purple Basic Variable Home Loan Interest Rate (%p.a.) Comparison Rate (%p.a.)
Purple Basic Variable Rate Home Loan LVR ≤60% 6.04% p.a 6.07% p.a
Purple Basic Variable Rate Home Loan LVR >60% - 80% 6.19% p.a 6.22% p.a
Purple Basic Variable Rate Home Loan LVR >80% - 90% 6.49% p.a 6.52% p.a

Purple Basic Variable Home Loan - Purple Basic Variable Rate Home Loan LVR ≤60%

Interest Rate (%p.a.)
6.04% p.a
Comparison Rate (%p.a.)
6.07% p.a

Purple Basic Variable Home Loan - Purple Basic Variable Rate Home Loan LVR >60% - 80%

Interest Rate (%p.a.)
6.19% p.a
Comparison Rate (%p.a.)
6.22% p.a

Purple Basic Variable Home Loan - Purple Basic Variable Rate Home Loan LVR >80% - 90%

Interest Rate (%p.a.)
6.49% p.a
Comparison Rate (%p.a.)
6.52% p.a
Total Home Loan Package Interest Rate (%p.a.) Comparison Rate (%p.a.)
Total Home Loan Package Variable Rate Home Loan LVR <60% 6.04% p.a 6.40% p.a
Total Home Loan Package Variable Rate Home Loan LVR >60% - <80% 6.19% p.a 6.54% p.a
Total Home Loan Package Variable Rate Home Loan LVR >80% - ≤90% 6.49% p.a 6.84% p.a

Total Home Loan Package - Total Home Loan Package Variable Rate Home Loan LVR <60%

Interest Rate (%p.a.)
6.04% p.a
Comparison Rate (%p.a.)
6.40% p.a

Total Home Loan Package - Total Home Loan Package Variable Rate Home Loan LVR >60% - <80%

Interest Rate (%p.a.)
6.19% p.a
Comparison Rate (%p.a.)
6.54% p.a

Total Home Loan Package - Total Home Loan Package Variable Rate Home Loan LVR >80% - ≤90%

Interest Rate (%p.a.)
6.49% p.a
Comparison Rate (%p.a.)
6.84% p.a
Total Home Loan Package Interest Rate (%p.a.) Comparison Rate (%p.a.)
Total Home Loan Package - Building Loan LVR ≤80% 6.34% p.a 6.69% p.a
Total Home Loan Package - Building Loan LVR >80% - ≤90% 6.64% p.a 6.99% p.a

Total Home Loan Package - Total Home Loan Package - Building Loan LVR ≤80%

Interest Rate (%p.a.)
6.34% p.a
Comparison Rate (%p.a.)
6.69% p.a

Total Home Loan Package - Total Home Loan Package - Building Loan LVR >80% - ≤90%

Interest Rate (%p.a.)
6.64% p.a
Comparison Rate (%p.a.)
6.99% p.a
Total Home Loan Package Interest Rate (%p.a.) Comparison Rate (%p.a.)
Total Home Loan Package Variable Bridging Loan 7.69% p.a 8.02% p.a

Total Home Loan Package - Total Home Loan Package Variable Bridging Loan

Interest Rate (%p.a.)
7.69% p.a
Comparison Rate (%p.a.)
8.02% p.a

Total Home Loan Package Fixed (New Money Special)

Fixed Home Loans - Total Home Loan Package 1-Year Fixed - LVR: ≤80%

Interest Rate (%p.a.)
6.59% p.a
Comparison Rate (%p.a.)
8.00% p.a

Fixed Home Loans - Total Home Loan Package 2-Year Fixed - LVR: ≤80%

Interest Rate (%p.a.)
6.49% p.a
Comparison Rate (%p.a.)
7.86% p.a

Fixed Home Loans - Total Home Loan Package 3-Year Fixed - LVR: ≤80%

Interest Rate (%p.a.)
6.49% p.a
Comparison Rate (%p.a.)
7.75% p.a

Fixed Home Loans - Total Home Loan Package 4-Year Fixed - LVR: ≤80%

Interest Rate (%p.a.)
6.59% p.a
Comparison Rate (%p.a.)
7.68% p.a

Fixed Home Loans - Total Home Loan Package 5-Year Fixed - LVR: ≤80%

Interest Rate (%p.a.)
6.59% p.a
Comparison Rate (%p.a.)
7.59% p.a

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Variable Rate Home Loans up to 90% LVR.

Home Loan Interest Rate (%p.a.) Comparison Rate (%p.a.)
Standard Variable Home Loan - LVR: ≤90% 8.70% p.a 8.75% p.a

Home Loan - Standard Variable Home Loan - LVR: ≤90%

Interest Rate (%p.a.)
8.70% p.a
Comparison Rate (%p.a.)
8.75% p.a

Standard All in One Variable

Home Loan Interest Rate (%p.a.) Comparison Rate (%p.a.)
Standard All-In-One Variable Home Loan 8.70% p.a N/A

Home Loan - Standard All-In-One Variable Home Loan

Interest Rate (%p.a.)
8.70% p.a
Comparison Rate (%p.a.)
N/A

Fixed Rate Home Loans up to 90% LVR.

Home Loan Interest Rate (%p.a.) Comparison Rate (%p.a.)
Fixed 1 year - LVR: ≤90% 7.14% p.a 8.58% p.a
Fixed 2 year - LVR: ≤90% 7.04% p.a 8.40% p.a
Fixed 3 year - LVR: ≤90% 7.04% p.a 8.25% p.a
Fixed 4 year - LVR: ≤90% 7.14% p.a 8.15% p.a
Fixed 5 year - LVR: ≤90% 7.14% p.a 8.03% p.a

Home Loan - Fixed 1 year - LVR: ≤90%

Interest Rate (%p.a.)
7.14% p.a
Comparison Rate (%p.a.)
8.58% p.a

Home Loan - Fixed 2 year - LVR: ≤90%

Interest Rate (%p.a.)
7.04% p.a
Comparison Rate (%p.a.)
8.40% p.a

Home Loan - Fixed 3 year - LVR: ≤90%

Interest Rate (%p.a.)
7.04% p.a
Comparison Rate (%p.a.)
8.25% p.a

Home Loan - Fixed 4 year - LVR: ≤90%

Interest Rate (%p.a.)
7.14% p.a
Comparison Rate (%p.a.)
8.15% p.a

Home Loan - Fixed 5 year - LVR: ≤90%

Interest Rate (%p.a.)
7.14% p.a
Comparison Rate (%p.a.)
8.03% p.a

Total Home Loan Package².

Total Home Loan Package All-In-One

Home Loan Interest Rate (%p.a.) Comparison Rate (%p.a.)
Total Home Loan Package All-In-One 7.70% p.a N/A

Home Loan - Total Home Loan Package All-In-One

Interest Rate (%p.a.)
7.70% p.a
Comparison Rate (%p.a.)
N/A

Total Home Loan Package Variable Rate <90%

Home Loan Interest Rate (%p.a.) Comparison Rate (%p.a.)
Total Home Loan Package Variable - LVR: ≤90% 7.80% p.a 8.13% p.a

Home Loan - Total Home Loan Package Variable - LVR: ≤90%

Interest Rate (%p.a.)
7.80% p.a
Comparison Rate (%p.a.)
8.13% p.a

Total Home Loan Package Fixed Rate <90%

Home Loan - Fixed 1 year Total Home Loan Package - LVR: ≤90%

Interest Rate (%p.a.)
6.79% p.a
Comparison Rate (%p.a.)
8.02% p.a

Home Loan - Fixed 2 year Total Home Loan Package - LVR: ≤90%

Interest Rate (%p.a.)
6.69% p.a
Comparison Rate (%p.a.)
7.90% p.a

Home Loan - Fixed 3 year Total Home Loan Package - LVR: ≤90%

Interest Rate (%p.a.)
6.69% p.a
Comparison Rate (%p.a.)
7.81% p.a

Home Loan - Fixed 4 year Total Home Loan Package - LVR: ≤90%

Interest Rate (%p.a.)
6.79% p.a
Comparison Rate (%p.a.)
7.75% p.a

Home Loan - Fixed 5 year Total Home Loan Package - LVR: ≤90%

Interest Rate (%p.a.)
6.79% p.a
Comparison Rate (%p.a.)
7.68% p.a

First Home Buyers.

Home Buyer Scheme Fixed Rate Home Loan^^

Home Loan - Fixed 1 Year Home Buyer Scheme Total Home Loan Package - LVR <95%

Interest Rate (%p.a.)
6.59% p.a
Comparison Rate (%p.a.)
8.00% p.a

Home Loan - Fixed 2 Year Home Buyer Scheme Total Home Loan Package - LVR <95%

Interest Rate (%p.a.)
6.49% p.a
Comparison Rate (%p.a.)
7.86% p.a

Home Loan - Fixed 3 Year Home Buyer Scheme Total Home Loan Package - LVR <95%

Interest Rate (%p.a.)
6.49% p.a
Comparison Rate (%p.a.)
7.75% p.a

Home Buyer Scheme Fixed Rate Building Loan

Product Interest Rate (%p.a.) Comparison Rate (%p.a.)
Fixed 1 year Total Home Loan Package - LVR <95% (Building) 6.79% p.a 8.02% p.a
Fixed 2 year Total Home Loan Package - LVR <95% (Building) 6.69% p.a 7.90% p.a
Fixed 3 year Total Home Loan Package - LVR <95% (Building) 6.69% p.a 7.81% p.a

Fixed 1 year Total Home Loan Package - LVR <95% (Building)

Interest Rate (%p.a.)
6.79% p.a
Comparison Rate (%p.a.)
8.02% p.a

Fixed 2 year Total Home Loan Package - LVR <95% (Building)

Interest Rate (%p.a.)
6.69% p.a
Comparison Rate (%p.a.)
7.90% p.a

Fixed 3 year Total Home Loan Package - LVR <95% (Building)

Interest Rate (%p.a.)
6.69% p.a
Comparison Rate (%p.a.)
7.81% p.a

Home Buyer Scheme Total Home Loan Package Variable^^

Product Interest Rate (%p.a.) Comparison Rate (%p.a.)
Home Buyer Scheme Total Home Loan Package Variable - LVR <95% 6.19% p.a 6.54% p.a
Home Buyer Scheme Total Home Loan Package Variable - LVR <95% - Building 6.34% p.a 6.69% p.a

Home Buyer Scheme Total Home Loan Package Variable - LVR <95%

Interest Rate (%p.a.)
6.19% p.a
Comparison Rate (%p.a.)
6.54% p.a

Home Buyer Scheme Total Home Loan Package Variable - LVR <95% - Building

Interest Rate (%p.a.)
6.34% p.a
Comparison Rate (%p.a.)
6.69% p.a

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3

Interest rates are applicable to new loan applications received from 16 January 2024 and are subject to change without notice. Terms, conditions and eligibility criteria apply, including minimum lending amounts.

Borrowers who acquired or applied for these products before this date may have a different interest rate.

^^ Only available to participants in the Home Guarantee Scheme (HGS). Annual Total Home Loan Package fee applies of $395.

2 Annual Total Home Loan Package fee applies of $395.

Interest rates are subject to change without notice. Comparison rates are based on a loan of $150,000 with monthly repayments over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

The interest rates displayed are for a maximum Loan to Value Ratio (LVR) of 90%. Loans where the LVR is above 90% will receive a higher interest rate.  Borrowing additional funds to cover fees and other associated loan costs (including capitalised Lenders Mortgage Insurance) may increase your LVR above 90%, if this happens you will receive the higher rate.  You can find out the different interest rates are and what rate you may be eligible for by contacting us.

Terms, conditions, fees and charges, and lending criteria apply to all loans. Full details are available at time of application or by contacting us. All loans are provided by Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237856.

To view all of our interest rates view our interest rate schedule for Home Loans.

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